Are you like the many of us who may have spent a little too much time and too much money shopping on Amazon while being stuck at home during COVID-19? Is your house now filled with COVID clutter? Do you have dozens of shirts and hoodies you will never wear or gadgets and gizmos you […]
We all have debt; it is an unfortunate fact of life. And since the COVID-19 pandemic, many of us have racked up even more debt than usual. Have you ever wondered just how much monthly debt is too much? Of course, in an ideal world, the healthiest amount of monthly debt, particularly credit card debt, […]
Identity theft is a big business for crooks. One of the most common ways these kinds of thieves get access to your personal information and your personal finances is through “bank scams.” Here are five of the most common bank scams you need to be on the lookout for and never fall prey to! […]
Did you know that you can refinance your mortgage before you sell your home? There are a few reasons why this can be a good idea. Maybe you want to cash out home equity for some repairs before putting your home on the market. Maybe you’ve already moved, and you’re paying two loans. Or maybe […]
Many retirees look forward to spending their golden years in a log cabin retreat or relaxing by the ocean. But, if you are thinking of relocating when you retire, you better think about more than your view. A new study on the best state to retire in 2021 might have you rethinking your plans. “While […]
Is money causing trouble in your personal relationships? If so, you are not alone! A recent poll by American Consumer Credit Counseling found that nearly 3 in 5 Americans say money is the leading cause of stress in their relationship. The higher the consumer’s income level, the higher the level of stress over money. In […]
Newly married couples always wonder if it is the right or wrong decision to combine income with their spouse. Financial decisions can be hard on relationships, and this is one of the first that married couples have to face. Everybody’s circumstances are different, of course, but the financial experts suggest that all couples consider these […]
Unless you have been living your adult life under a rock, you know how important having a good credit score can be. That is why it’s important to know how to rebuild your credit. A good credit score can help you qualify for the best credit cards or good rates on personal loans. Lenders take […]
Growing wealth early in your income-earning years is the surest way to a solid financial future. Do you want to know how you stack up? Here is a snapshot of the average net worth of Americans under the age of 35 and how to find your net worth. According to the Fed, the median net […]
Did you know that the age at which you take your Social Security Benefits will impact your payment amount for your lifetime? You can start to collect Social Security Insurance (SSI) payments at 65. However, you are much better off waiting to take your benefits until you reach “Full Retirement Age,” or FRA. FRA is […]