Many people are concerned about making the most out of their money — especially during retirement. Retirement can be a balance between less disposable income and more free time. Luckily, most products that are geared toward retired consumers are offered at a discount. Actually, retirees should rarely pay full price — whether it’s groceries, books, […]
No one likes to be rejected, especially when it comes to putting yourself out there financially. Maybe you noticed an enticing rewards credit card offer with benefits and points galore — but perhaps you’re worried about not being able to snag that approval. Here are some simple tips for boosting your odds of approval for […]
So you just looked at your credit report and had a mini-heart attack upon noticing an error? Understandable. Errors on your credit report can make your score lower than it should be, which in turn affects your ability to obtain a loan, credit card, or favorable rates. Not to worry, though. Getting those errors removed […]
If you’ve carried large credit card balances, overdue student loans, piles of medical bills, or any other number of financial woes that plague Americans — you might have below average or “bad” credit. While there are companies and services out there that can help you fix your credit — why dole out your hard-earned money […]
One marker of adulthood is when someone first asks to check your credit. From purchasing a new cell phone to buying your first home, your credit score plays a big role in your financial life. Your credit report is used by businesses and lenders to establish how much you’re able to borrow, and often determines […]
If you’re starting to shop around for a home, you’re likely wondering, “How much house can I afford, anyway?” This is where mortgage preapproval comes in handy. Getting preapproved for a mortgage allows you to enter the homebuying process armed with the knowledge you’ll need to let sellers know you’re serious, and secure that final […]
Buying a home is arguably the most important financial decision one can make in their lifetime. That’s why homeowners insurance (AKA home insurance) isn’t a luxury, it’s a necessity. We’ll walk you through the steps you need to take in order to obtain the right homeowners insurance policy for you. Step 1: Understand your homeowners […]
Life insurance is paramount to financial security, but no one is really chomping at the bit to start the process. It can be confusing, boring, and a bit morbid. But if someone relies on you for financial support, like a spouse or a child, it’s definitely a good idea to obtain life insurance. We’ll walk […]
If you own a car, you almost certainly pay for auto insurance. Most states require drivers to carry a minimum amount of car insurance, and even in the two states where insurance isn’t required — drivers are still financially liable for any damage they cause behind the wheel. No matter where you are in the […]
Debt consolidation piles debt from multiple sources and puts it in one place, which makes the repayment process a bit simpler. Consolidating your debt can also allow you to reduce the interest rate or total amount of what you owe. Rather than keeping track of multiple lenders, due dates, or interest rates, debt consolidation gives […]