The Covid-19 pandemic has wreaked havoc on the personal finances of many Americans. If you are one of the millions who now find themselves barely hanging on thanks to job loss or reduced income due to the coronavirus crisis, here are three great tips on how to save during the pandemic. 1. Try to […]
Finding the right life insurance policy for yourself and your family can be tricky. There are seemingly many kinds but they will all fall into one of two categories: whole life insurance vs. term life insurance. Both of them are good, but you can determine the best one for you by your specific needs for […]
With the current pandemic, healthcare, and how to pay for it, is on the minds of every American. Even in good times, paying for healthcare can be an issue. Now, if you or a loved one needs extended treatment due to COVID-19, it could become a serious financial burden. If you do not have adequate […]
Being prepared for a new baby requires many things. Besides your personal life changing, expect your finances to also change. Knowing what to expect in advance will help you be ready for the bills, the new furniture, and your wish list for the baby registry to complete other needs. The financial preparation will probably be […]
When times are uncertain and the future does not look so bright, it is a good idea to put away some money into savings. Being careful not to spend money needlessly can be very helpful if the economy goes south again. Here are seven things you want to avoid doing when you get paid. 1. […]
Going to a grocery store often means that you will end up spending more money than you had hoped. This means that your monthly cost of food is going to be higher than you wanted it to be. You can learn how to save money on groceries if you follow these simple steps and keep […]
Buying your own home is an excellent goal for many American people. It has its benefits and it does show a degree of personal success and prestige. Before buying a home, be sure that you look into costs that may be otherwise hidden, but may end up costing much more than you think. They include […]
Investing your money safely involves the old saying of not putting all your eggs in the same basket. Since single stocks can suddenly lose their value, you are at the highest risk when gambling on just one. When you diversify your assets and portfolio, which means to place your investment money in different types of […]
A common mistake made by many entrepreneurs is taking out a personal line of credit to start a business. It sounds like a sound financial move, but it can actually have devastating consequences. The mistake is easy to make. Many people with good credit already have an often-untapped line of credit with their financial institution. […]
During hard times, it can be difficult to make ends meet. No matter what the cause, debtors still expect you to pay your bills on time. Eventually, they get tired of waiting and will soon start using heavier-handed means to try to get you to pay. The things that you can expect to happen will […]