Many people have experienced a reduction in hours, or total job loss due to the coronavirus pandemic. Thanks to the economic downturn caused by the pandemic, looking for a new job, or more work to replace those lost hours, is more taxing than usual. However, don’t panic. Here are five tips to find work during […]
How much do you really know about that social security withdrawal that comes out of your paycheck every week? If you are young person, you probably do not think about social security very much, other than the fact that it reduces the amount of money you take home. But no matter how old you are, […]
Thanks to the COVID-19 crisis, many have suddenly found themselves thrust into the role of caregiver. If you are one of them, you know the emotional and physical drain being a caregiver can be. But, when it comes to caring for a loved one, we usually find the inner strength to face the challenges. However, […]
Did you know… 1 in 5 Americans say that they have less than 3 weeks of cash on hand to cover expenses? That means that more than 20% of us could be out of money by Election Day! This has happened largely due to government stimulus programs drying up at the end of July. “At […]
The Halloween season is upon us, but nothing is scarier than making these credit mistakes that could haunt you for the rest of your financial life! We all make missteps with our credit that can drag down that all important credit score. Some can be fixed rather quickly, like running close to your credit […]
All of the cutbacks, furloughs, and layoffs due to the COVID-19 pandemic have forced many Americans into early retirement. Were you one of them? When retirement is suddenly thrust upon you sooner than you may have planned for, it could cause some financial burdens. Here are some tips to help manage a retirement that may […]
Overall, the COVID-19 crisis has had a negative impact on the economy. However, one area that the pandemic has seemingly not affected is home sales. In fact, as the pandemic continues, home sales are actually increasing. Realtors say that historically low interest rates and a desire for more space, as COVID-19 leads people to spend […]
If you are in deep credit card debt, don’t panic, there are ways you may be able to negotiate that debt, and the best part is, you can often do this on your own. Credit card companies always offered some kind of hardship programs to consumers who were savvy enough to ask about them. But, […]
One of the basic skills of achieving personal financial freedom and build wealth is to understand the fundamental distinction between “wants,” and “needs.” When times are good, it’s easy to lose sight of the differences. Frivolous spending is an easy trap to fall into. However, in light of the current pandemic, many of us have […]
The Holidays are almost upon us. Every year it is easy to get in over our heads by overspending during the holiday season, only to start the new year deep in debt. This year, with so many of us facing financial hardships thanks to the coronavirus pandemic, excessive holiday debt could be particularly burdensome. Here […]