The fastest way to build good credit is with a credit card, but there’s a caveat: you typically can’t get a credit card without good credit. That’s where secured credit cards come into play. Secured credit cards are helpful for people with bad or no credit. Read on to learn how secured credit cards work […]
No one likes opening their energy bill, and that was before news of higher heating costs broke. Even without the upcoming spike in heating bills, the average family spends more than $1,400 per year on utilities. Altering your usage can lower your bill by as much as 25%. Here are some ideas for effective ways […]
The country is still reeling from the effects of the pandemic, and so is the economy. The inflation rates are up, gas prices are higher, and pandemic-era relief ended for many Americans. Yet, all around us, there are signs of recovery. As we all look to put a tumultuous year behind us, now is the […]
What if you had a tool to help automate your everyday savings? There’s an app for that! Automating your finances, whether for paying bills or saving money, is a secret to growing your wealth. So cash-back apps play a significant role by giving you discounts, rebates, or deals on future purchases. Read on to see […]
The country’s rate of inflation hit a 30-year high. The personal consumption expenditure (PCE) price index went up by 0.4% in July—marking the fifth consecutive increase. The inflation rate currently sits at 4.2%, though the Federal Reserve insists it will fall closer to 2% once the economy returns to normal. However, senior Fed officials have […]
Cryptocurrencies have bounced back over the last month. Earlier this week, the price of bitcoin broke above $50,000 for the first time since May. Others are experiencing double-digit gains too—ethereum, Binance’s BNB, cardano, and Ripple’s XRP. Combined, the crypto market’s value topped $2.1 trillion, up from $1.1 trillion in July. Shortly before the crypto market’s […]
Our financial futures are rarely predictable. Whether it’s a global pandemic causing lockdowns or a shift in consumer behavior caused by online shopping trends, we never quite know what’s going to happen. Many investors give a lot of weight to the suggestions made by top financial analysts. Some of the choices in this article didn’t […]
As the monthly installments of the child tax credit payments have started rolling out, it’s a good time to remind you that scammers are rampantly targeting families eligible for receiving this credit. Tens of millions of families have started to receive up to $300 per child, and the IRS is warning Americans to stay alert […]
If you’ve ever searched online for tips on how to improve your credit, you’ve probably seen one or two articles about a 609 Dispute Letter. A 609 Dispute Letter is often referred to as a credit repair secret that forces the credit reporting agency’s hand to remove certain negative marks from your credit reports. There […]
Given the events of the past year or so, many people find themselves in uncertain situations. According to the New York Times, retirements increased during the pandemic. 17% of Americans aged 55 to 64 entered retirement, and 65.6% of people 65 to 76– each figure demonstrates an increase from the previous 12 months. Unfortunately, many […]